Wow! Homes Sales Rise In June.

When we have been seeing the number of properties sell in the South Coast hover around or under 100 monthly, 157 is a big increase. The chart reflects 158, but CORT reported a duplicate that I have removed.

That is the highest number of properties selling since August of 2007 when there were 160. It is also well above the highest number of sales in a given month for all of last year of 131.

The area that saw the highest number of sales was Santa Barbara with 77. Goleta had 46, Carpinteria and Montecito both had 15, Hope Ranch had 2, Summerland 1, and Unincorporated Area had 1.

Median prices for the communities of Goleta, Carpinteria, and Santa Barbara continue to be affordable based on years past. Santa Barbara's median price was $715,000. Goleta's was $635,000, and Carpinteria's was $555,000.

Having a 49% jump in the number of sales from May to June was a bit of a surprise, although the activity has been better in recent months. It would appear there was some pent up demand as well as buyers finding the deals they are looking for.

I would like to think the number of sales will continue to stay around 150, but a small increase in rates and the summer holidays may throw a bit of cold water on the activity.

Let me know your thoughts.

Santa Barbara Area Home Sales In April Trend Up!

Well it has been a while since the number of sales on the south coast has exceeded 100 and in April we hit 111. That beats the December number of 108 which was the most recent month over 100.

Since January we have seen a steady climb in sales, and 111 is a 26% increase from March. Not bad!

Carpinteria almost doubled the number of sales and went from 6 to 11. There were 2 high priced properties transferring, 168 Rincon Point Rd for $5,500,000 and 3284 Beach Club Rd for $6,100,000. Check out those properties. I could certainly live there!

Santa Barbara went from 40 transactions to 59 in April. with the highest priced property being 939 Arbolado Road.

Goleta had 24 sales in April. This market appears to be a bit anemic since there isn't much inventory. 24 was only an increase of 1 sale over March's number. Many of the sales in Goleta appear to be condos.

Montecito didn't show much improvement, but did increase from 11 to 13 in April. 1445 S. Jameson Ln. sold for $4,000,000 and that is one terrific looking home. It has a nice photo tour if you want to check it out.

Hope Ranch and Summerland both had properties sell in April when they didn't have any sell in March.

Historically these numbers aren't terrific, but it sure does feel as though buyers are starting to make offers and close transactions at a little brisker pace than they had been the previous few months. I wouldn't be surprised to see the number of transactions be above 100 in the months to come.

If you would like to check some additional information please view this link; CORT-Sales Stats By Area

November Sales Turn Cold!

There are certainly many records being set in the financial world these days. Real Estate is no different. The number of Santa Barbara area homes sold in November is another all time low as far as I know. I did have my hopes up that the last quarter of this year would see more sales than last year.

Two months in to the last quarter of the year and the Santa Barbara Real Estate Sales are 3 transactions behind where they were last year. Come on December! In 2007 there were 93 transactions in December. After seeing what we opened as a company in November it is going to be close. We have a number of transactions that are wanting to close by the end of the year, so there may be a small surge.

So what did sell in November of 2008? The highest priced sale was a property in the Carpinteria, Montecito area at 915 Cima Del Mundo for $6,500,000. That has become a pretty hot area for the well to do recently. Other than that Montecito had the usual 2, 3, & 4 million dollar sales.

The rest of the South County saw pretty normal sales prices and nothing really out of the ordinary for this market. Santa Barbara, Montecito, & Carpinteria all had fewer homes sell this year than last. Goleta was the one area that saw a small increase in home sales over last year.

Check out your favorite area on the map below.

October, Best Month Since June For Sales

October's real estate transactions hit 126 for the Santa Barbara area. June of 2008 had only 1 more transaction, and the highest number of sales in a given month this year was 135 in April.

Santa Barbara, Goleta, Carpinteria, and Montecito are communities that will always be desirable places to live. This is helping to deliver a consistent level of home sales. The buying season is usually from March to October and this year only 18 transactions seperated the high and low monthly sales number for that period.

Can the stock market say that? I know my 401k can't say that, or should I say my 101k. Like any good investment, demand is part of the magic that makes it go up in value. The demand for Santa Barbara property this year has not been what it had been in years past, but the consistency makes me believe the demand has found it's bottom.

The supply has been pretty consistent as well, so if the demand begins to build next year then the price of homes may have reached it's bottom. I know there is a ton of unanswered questions with respects to our economy, but if what I am hearing is correct, then real estate may lead us out of this downturn and some of the signs I'm seeing are giving me hope.

The Lenders Continue Their Foreclosures

October in Santa Barbara County saw lenders take back 109 properties countywide. That number is significantly lower than August or September where there were 211 and 208 respectively. That has to be good news for someone.

There were 17 properties total for the communities of Santa Barbara, Goleta, Carpinteria, and Montecito. That is about a 20% decrease from the prior 2 months.

Lompoc saw only 20 or so properties in there area and Santa Maria continues to be the foreclosure captital in Santa Barbara County with 70ish properties going back to the bank in October.

The majority of the loan amounts appear to be below $500,000 with many in the $200,000 to $300,000 range. In the south county the number was split between homes and condominiums. In the northern part of the county there were very few condominiums.

Countrywide continued to have the most properties on the list, but they didn't overwhelm the list like they have in the previous months. Make sure to check out the map below to see more details for the properties and areas you are interested in.

October Home Sales In Santa Barbara

October in Santa Barbara isn't about the leaves turning color or the chill in the air, it is about the surfers getting excited for the winter swell.

 

I happen to love this time of year, the views are incredible and so are the sunsets. The real estate market usually cools down in the 4th quarter as people begin to focus on the holidays ahead.

 

So what did sell in October?

 

Carpinteria saw 13 transactions according to CORT. In looking them over, many of them appeared to be condominiums. There were 3 transactions that closed that were part of a new complex that appears to be almost sold out.

• 4357 Carpinteria Ave. #3 sold for $500,000
• 4365 Carpinteria Ave. #6 sold for $600,000
• 4367 Carpintera Ave. #7 sold for $600,000

Goleta saw 37 properties transfer in October. I didn't see a real trend as to the types of properties changing hands, but I can tell you the median price is $650,000. That is sounding pretty darn affordable based on recent years. The highest priced sale was for a commercial building at 5050 Hollister for $3,500,000. The highest priced homes that sold in Goleta were both on Vereda Del Ciervo. 260 sold for $1,450,000 and 445 sold for $1,500,000. 

Montecito saw 14 properties transfered and only 2 of them were under $1,500,000. The higher priced sales were;

• 36 Seaview Dr. for $3,300,000
• 1444 School House Rd. for $3,250,000
• 2694 Sycamore Canyon Rd. for $3,000,000

There were a whopping 60 properties that sold in the city of Santa Barbara. That is a good solid number and the types of properties appear to be very diversified.

The highest priced properties on the list CORT reported were both in Summerland.

• 3517 Padaro Ln for $6,150,000
• 2375 Finney St. East for $8,000,000

Thats the sales news, enjoy viewing the map and finding out what properties sold in your neighborhood and what they sold for.

What Did The Banks Take Back In September?

There is definetely something to be said for consistency! That is what the last 2 months have yielded in terms of properties going back to their respective lenders due to foreclosure.

In August there were 211 and in September there were 209. How's that for a horse race? Seeing this number go lower in the coming months is what I'm expecting since the number of notice of defaults is dropping.



25 of the 209 properties taken back were in the Santa Barbara, Goleta, Montecito, and Carpinteria areas.  This is a small increase over the previous months, but nothing significant.

Countrywide was again the big land baron taking back 45 of the 209 properties. I have only been watching who the lender is for a couple of months now, but Countrywide is certainly the big winner or loser depending on your perspective.

Lompoc had 35 properties and Santa Maria had a total of 125 with the sourrounding areas in the northern part of the county sharing the rest of the properties.

August Property Sales Kept Up The Consistency!

It is that time of month again when I'm able to map out all the home and property sales that happened in the Santa Barbara, Goleta, Montecito, and Carpinteria areas.

Consistency is once again the theme, 123 sales but there was one biggie. A piece of property on Cima Del Mundo sold for $26,400,000 as reported by CORT. I sure would like to have a look at that property. Maybe Google Earth will give me a shot. Better yet I found a photo tour you can view if you would like. That is a nice house!

The next biggest sale for August was 34 W. Victoria, which if memory serves me right is the Vons site at the corner of Chapala and Victoria. That sold for $12,500,000. I wonder if the new owners have some sort of plans for that location.

Goleta real estate appears to be continuing to hang in there. A property at 611 Corte Bella sold for $2,050,000 in August when a property earlier in the year on that same street sold for just under $2,000,000. It is interesting to see a number of properties selling below $750,000.

Carpinteria real estate is continuing to do what you would expect in this market. The sleepy little seaside surf town had 10 properties sell for well under 1 million. As a matter of fact a number of those properties went for under 500k.

Montecito had a solid month with quite a few properties in the 2-4 million dollar range selling.

Santa Barbara had a number of sales as well, with the median price being in the mid 900's. There were a number of sales over the $2,000,000 number with 1732 Santa Barbara St. going for $3,850,000.

I'm sure there were many sales you may be interested in looking up yourself, so don't hesitate to use the map below to quell your curiosity.

Santa Barbara's August Sales Numbers.

How does 123 transactions in August hit ya? The impression it left on me, was same ole same ole. Since March of this year the number of transactions in the Santa Barbara, Carpinteria, Goleta, & Montecito real estate markets has been very consistent.

The lowest number during that time frame was 118, and the highest number was 135. During that time we have seen the number of foreclosure properties jump a bit from a few a month to 22 or so. There have been a number of financial institutions that have had to take some drastic action just to survive. Some didn't! The number of refinanced home loans has been dramatically reduced.

Besides the number of transactions, home loan rates have also been relatively unchanged. Qualifying for a loan has remained relatively difficult even for the most qualified buyers, but it is getting done.

What does it all mean? For me, I am glad that the number of properties changing hands has remained pretty consistent. When many things around these sales have been in total chaos the consistency tells me there is still some demand. People are willing to buy homes even though the financial world is upside down.

When some of the other areas of the financial markets get some consistent results then you will see some confidence come back in to the real estate lending field. Until that happens I think the number of sales is going to remain pretty consistent, some might say boring.

See You In Escrow!

Southern Santa Barbara Real Estate Numbers

July was a pretty lack luster month for home sales on the South Coast. The South Coast includes many incredible communities like, Santa Barbara, Carpinteria, Montecito, and Goleta. The number of sales was 118 but that doesn't tell the entire story. Real Estate is a very local commodity and is getting more local by the minute. Looking in to the specific area that is of interest to you is very important. So let's do that!

The Santa Barbara real estate market appears to me that it just hasn't really got it's legs under it yet. It's trying, but as you can see from the accompanying chart one month it's heading up the next month it is heading down, and overall it is way behind last year and the year before. March and April were showing some good signs and then we had a drop in May and a tick up June, and then July dipped again to 56 sales.

In Montecito the real estate market has had a pretty good year but is appearing to be taking the summer off. June and July's numbers were slightly below the numbers for 2007 and 2006. If you look March, April and May though you can see there were quite a few sales and the last report I saw showed median home prices up a bit. If I had to hazard a quess for this market I would think it is going to continue to average around 16 or 17 sales for the rest of the year, making this year a pretty decent year for Montecito.

Carpinteria and Summerland appear to be in the same boat as Santa Barbara. These communities are just ticking along at a pretty sleepy pace. July was the first time all year that there were more sales (10) than in one of the previous 2 years. Carpinteria has some of the more affordable neighborhoods on the south coast and so I would expect them to begin to pick up as prices have dropped pretty significantly.

Last but not least is the Goleta real estate market. As Carpinteria does Goleta has many of the more affordable housing tracts around. I believe this is why we are seeing the numbers in Goleta beating last year. If you look at the 2nd quarter as a whole this year beat last year by 1 transaction. Not only that but July of this year was ahead of July last year. I think the price point in Goleta is starting to be discovered. Buyers are beginning to pay what sellers are asking for. The sellers have come down enough to where buyers are seeing these properties as bargains. This is one of those markets to watch. It may be the first one that signals a turn around on the south coast.

What's Happening On The South Coast?

Santa Barbara's South Coast's Real Estate Market has been experiencing historically low numbers of transactions. Carpinteria, Goleta, Santa Barbara, and Montecito have all had their part in these numbers. Real Estate, even in our little part of the world has not been immune to what is happening every where.

This year the highest number of real estate transactions that have been recorded was 135 back in April. That was followed by 132 in May, 127 in June, and 118 in July.

You have to go back to August of 2007 to find a number higher than these. Guess what happened then? The credit crisis hit and we haven't been the same since.

People I speak with seem to be under the impression that getting a loan to buy a property is impossible. I'm here to tell you it isn't. We are closing escrows and most of them have loans involved. So if qualifying for a loan is what has you on the sidelines right now make sure you check in with any one of a number of terrific loan people here in town.

I am also hearing that people think the price of real estate is going to continue to drop here on the South Coast. If it is, I'm not sure it will be for much longer as I've seen the northern part of our county begin to heat up. I haven't done any extensive reasearch, but I believe the age old supply and demand theory. The prices in Santa Maria and Lompoc must be viewed as good by those buying and since the number of closed purchases is up significantly you would think the demand will keep prices from dropping any lower. I also believe the Santa Barbara and Goleta areas won't be far behind.

I also know I haven't met anyone yet who can really predict the bottom of the market. By the time all the signs of the bottom are evident it is too late. If you are considering purchasing in the near future get prepared now. The opportunity may present itself sooner than you might expect. Stay in touch with your real estate agent and keep abreast of properties in your price range and locale.

If you need a recommendation for a real estate agent or loan agent don't hesitate to get in touch with me. I have been in this community and in this business for 18 years.

See You In Escrow

Property Sales Prices In The Santa Barbara Area

Our interactive map for Homes, Condo, and all other property sales is now available.



There were not many sales in Carpinteria for June. The lowest priced sale was for $290,000 at 5945 Hickory St #1. There was one good sized sale in Carpinteria for $2,400,000 at 6635 Arozena Ln.

Goleta had a really low sales price reported for 5218 Mono Dr. of $12,750. My guess is that is some kind of partial interest in a piece of property but who knows. The next reasonably priced property was for $510,000 at 5290 Overpass Rd #12. The highest priced property in Goleta was probably a commercial piece of property at 7000 Hollister Ave for $2,900,000.

Moving on to Santa Barbara, this price is a little hard to believe, $129,000 for 4545 Oak Glen Dr #D. The highest priced piece of property reported sold by CORT in Santa Barbara was $5,100,000 at 4160 Mariposa Dr.

Montecito's lowest priced property was 621 Romero Canyon Rd, which sold for $944,000. On the other end of the spectrum, 919 Park Ln sold for $8,967,500.

If you would like information on previous months sales you can use the links to the right.

Santa Barbara Property Sales In June

Can you say plateau! In April there were 135 sales, in May there were 132 sales and in June there were 127 sales in the South County of Santa Barbara. In looking at the chart that is a pretty flat line.
















If that was all you were reviewing you wouldn't really be seeing the full story. The sub markets are almost all showing some changes. Carpinteria and Summerland are probably the exception in that they are flat as well.

The Santa Barbara market climbed from 53 transactions in May to 67 transactions in June. That is the highest number of sales since August of 2007 when there were 86.

The Goleta market took an about face. It had hit a high of 47 in May and then dropped to 33 in June. When you look at the Goleta chart it does appear to be more of an EKG than anything else. Up one month down the next. I hope that means that the patient is alive and doing well.

















Montecito appears to be taking a bit of a nose dive. There were 32 transactions in April, and 23 in May. June's number was 16 which is the lowest number since January. Interestingly enough though is the correlation to the last couple of years. Montecito has flattened out in 06 and 07 in the last half of the year and it would appear to be doing the same this year.

So the cliche that real estate is local certainly applies to the numbers for June in the Santa Barbara area. Looking at only the overall numbers won't really give a very clear picture of what is happening. I'll be posting the map for all the sales shortly.

Santa Barbara County May REO's

Foreclosures are certainly a reality in today's real estate market. Santa Barbara County has experienced the affects of properties being taken back by lenders now for quite some time.

In May there were 162 properties that were taken back. The South County had 17 properties that found their way back to the bank in May. 14 of them were residences with 4 being condominiums and 2 being multi family properties. The final property was an Industrial property on Carpinteria Ave. that had a loan amount of over 7 million dollars. The Santa Barbara Housing Bubble Blog gives some of the hole by hole goings on with that property.

The 17 properties spanning Goleta, Santa Barbara, Carpinteria, & Summerland is more than double the number from April. This is really unusual for the South Coast. Having this many properties being bank owned is historically significant. I would expect there to continue to be a number of foreclosures. I don't expect the number to rise much if any. Buyers appear to be picking up on these properties being priced right.

This leaves 146 properties in Northern Santa Barbara County. Once again Santa Maria is the hardest hit. 101 was the grand total for that area. All of these properties were residential. 1 was a multi family property, 13 were condominiums, and 87 single family residences. The list of lenders looks like a who's who's from the latest front pages of the business sections of any major newspaper.

Lompoc needs to be referenced in this article as they have had many of the same issues as Santa Maria. There were 34 properties in Lompoc. They were all residential with 7 being condos, 1 being a multi family, and the rest being single family.

Lastly, the Santa Ynez Valley had a few foreclosures, not really enough to mention. They all appeared to be single family residences.

Of course this information is deemed reliable but not guaranteed. For more details on individual properties as well as a visual on where these properties are located you can click on and use the map below.

Santa Barbara Property Sales For May

The number of transactions in Santa Barbara and the surrounding communities have been showing some signs of improvement recently. March and April showed improvement from the previous month. I was thinking this trend might continue. I was wrong, but not that wrong.


May had 132 properties sell compared to the 135 properties in April. So, if you ask me that is about the same. I'm trying to save face here. It is interesting that the numbers are almost exactly the same for April and May in 2006.

Do I have a prediction for June? I suspect June is going to be down from May's number. With the Memorial Day Holiday and school graduations buyers seem to be distracted and we haven't seen an increase in the escrows we have been opening.

I have broken down the Santa Barbara area in to 4 different communities, Santa Barbara, Goleta, Montecito, & Carpinteria/Summerland.

In Santa Barbara proper there was an 18% drop in the number of transactions. In April CORT reported 65 transactions and May saw only 53. The highest priced property was on Marina Dr. and sold for 6,195,000. There were a number of low end properties that closed during May, most of them condominiums.

The numbers reported for Goleta showed another story. There was an 80% increase in the number of transactions. That is one short of the highest number of transactions in the last 3 years. The lowest priced property was an affordable unit on Via Lee which sold for $129,000. The highest priced property in Goleta was an Industrial Building on Castilian Dr. for $4,000,000

The Montecito market continues to remain healthy. I think any time you report over 20 sales in Montecito that is a good number. There were 23 transactions that closed, which was a drop from April, but April's number was 32, which is a very significant number. The highest priced sale CORT had for Montecito was reported as 351 & 363 Woodley Rd. for $10,500,000. There were 3 other properties reported sold over 5 million, which is pretty normal for Montecito.

The 9 sales in Carpinteria/Summerland show no real significant change in that area. Some would argue that the property on Freehaven which sold for $8,750,000 is actually in Montecito, but CORT reported it in Summerland. There was one other significant sale reported in Carpinteria on Sandyland Rd. for $3,950,000.

After reviewing the different sub markets that make up the South Coast of Santa Barbara I find it very refreshing to see such a large number of sales in the Goleta area. This is one of the more affordable areas of our community and to see improvement in that market is exciting and if it can continue it will truly be a good stimulus for all the areas on the South Coast.

To get specifics on all the sales that happened on the South Coast for May you can review our property sales map. For maps covering the rest of Santa Barbara County you can visit The Santa Barbara Real Estate Blog. Links to these maps and maps for previous months are along the right hand side of the blog under property sales maps. One last note, CORT is short for Computer Oriented Real Estate Data and is a local company that reports property sales information.

Residential Loan Activity In Santa Barbara

The Santa Barbara area has been doing nothing but showing signs of the market improving. The residential lending activity for April continues that trend.

As you can see from the chart the number of non purchase transactions made a significant improvement from March. It was a 33% improvement, with the number hitting 533 transactions.

Santa Barbara, Carpinteria, Goleta, & Montecito I'm sure are all benefiting from good loan rates and our market not being impacted by a number of foreclosures being sold.

I know prices have come down some, but rates are good and our economy locally seems to be pretty stable with tourism doing well.

The residential purchase loan numbers have also increased. April showed a 37% increase over the previous month. How's that for good news?

Many industries rely on the real estate economy here in the Santa Barbara area and if it gets it's feet back under it this community will be humming again.

See You In Escrow!

Bank Owned Properties For April 2008

Santa Barbara County has not been immune to the foreclosure issues facing the country. There are of course some very distinct differences between the North County and the South County when it comes to the properties being foreclosed on and taken back by the bank.

There were 123 properties taken back by the lenders in April. Of those only 7 properties were in the Santa Barbara, Montecito, Goleta, & Carpinteria areas.

The Santa Maria, Lompoc, and Santa Ynez Valley areas took the brunt of the bank owned properties as has been a consistent trend. 116 was the total for all those areas and the hardest hit was Santa Maria.

I'm not expecting this trend to slow down, but I also don't expect it to increase much in the next few months. We have noticed that Santa Maria's property sales had a significant increase in April and I am expecting more of the same since this was a trend in many parts of Southern California as reported by Dataquick.

I do have to throw in the prerequisite disclaimer that this information is deemed reliable but not guaranteed.

Santa Barbara, Carpinteria, Goleta, & Montecito Sales For April 2008

I am marginally good as a prognosticator, and I was off on my guess regarding how many properties we would see being sold in Santa Barbara, Goleta, Carpinteria, and Montecito in April.

I cheated and looked at the CORT numbers about halfway through the month and we were in the neighborhood of 80 transactions. So I went a little conservative and told folks I thought we would hit 150. I was wrong there were 135.

Now before you think that is bad news, I want to point out that this in an increase of over 10% from March. Why is this good besides the obvious?

If you look at the chart this is the first time we have seen an increase from March to April. I'm thinking this is great news.

The only area that slowed down from March was Goleta. There were 26 transactions compared to 32 in March. Carpinteria increased slightly from 11 to 12. Santa Barbara increased from 56 to 65 and Montecito had the biggest percentag increase going from 23 to 32.

I glanced at the Santa Maria and Lompoc charts and they looked better than they have in many months. I'll get that information up shortly.

See You In Escrow!

March Property Sales Information For Santa Barbara

I have received the sales data for March a little earlier than I expected. I was able to upload the latest information for Santa Barbara, Carpinteria, Montecito, Goleta, and the entire south coast today in to the property sales map.

In looking it over there were a couple of sales where the price was not available. The prices ranged from as low as $1 and as high as $8,450,000.

The property that sold for $1 was 434 E. Olive St. which looks to be part of a package deal that included 506 E. Haley St. The only reason I'm guessing this is that the same LLC purchased them and they closed on the same day.

The $8,450,000 purchase appears to be a single family residence on Lilac Dr. in Montecito. That was a pretty popular street last month as there was another sale showing for $7,925,000. I suppose there needs to be a welcome to the neighborhood get together soon.

Those were the highest priced sales that I found recorded for March on the South Coast. Montecito looked like it had another good month with a number of sales over the 4 million dollar mark.

Just a reminder, that the most recent property sales map is at the bottom of the blog and is always available by clicking on the appropriate link on the right of this page.

See You In Escrow!

Home, Condo, & Commercial Sales For February

I can't speak for everyone, but I am a visual person and so when I get property sales information I enjoy seeing it on a map.

I have been lucky enough to find a service called zeemaps that allows you to display information easily and quickly. One of the features I really like is you can zoom in and out of specific areas to view what has sold.

I have just recently completed the maps for the Santa Barbara, Santa Maria, Lompoc, and Santa Ynez Valley areas.

The Santa Barbara area includes all the home and condo sales as well as any commercial properties that have sold in February. You can zoom in to any of the areas like Carpinteria, Goleta, or Montecito to see what is selling and for how much or just view the entire South County of Santa Barbara.

The North County area is split in to 2 maps. One covers the Santa Maria area and the other Lompoc and the Santa Ynez Valley. These maps also includes all the homes and condos as well as commercial properties that sold in February.

I am looking to make some enhancements to the information that I'm making available on these maps, such as property type and bedrooms and baths. I think these enhancements will really make these maps a comprehensive place to get sales information for our area.

The really important thing to know is that I believe this already is the most comprehensive place to find out about property sales in the Santa Barbara County area since it is generated using CORT's information.

This means that you aren't just getting the property sales that are reported to the Association of Realtors. You also are not subject to someone trying to hide a sales price on the back of a grant deed, because the good people at CORT do additional research to find the actual sales price. The sales price is a public record and so you can attempt to hide it, but with enough knowledge of the recorders office you can find it.

Please let me know if you think there are any other additional changes I can make. You can refer to the maps on the right hand side of the blog whenever you need them.

See You In Escrow!